Wise integration

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Overview

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Features

• Low fees - Much cheaper than traditional bank transfers
• Fast transfers - Most payments arrive within 1-2 days
• Real exchange rates - No hidden markup on currency conversion
• Bank transfers - Direct to partner’s bank account

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Setup

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Step 1: Wise Business Account

1. Sign up at wise.com/business
2. Complete verification
3. Add funds to your account

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Step 2: Generate API Token

1. Log in to Wise Business
2. Go to Settings → API tokens
3. Create new token with these permissions:
   • Read access to your profile
   • Full access to transfers
   • Read access to recipients
4. Copy the API token

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Step 3: Connect in Partnero

1. Go to Program Settings → Integrations
2. Select Wise
3. Enter your API token
4. Enter your Profile ID (found in Wise settings)
5. Click Connect

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Processing Payouts

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Manual Payouts

1. Go to Payouts → Pending
2. Select partners with Wise as payout method
3. Click Process with Wise
4. Review and confirm

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Automatic Payouts

1. Go to Program Settings → Payouts
2. Enable Automatic Payouts
3. Select Wise as method
4. Configure schedule and thresholds

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Partner Setup

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In Partner Portal

1. Partner goes to Settings → Payout Settings
2. Selects Bank Transfer (Wise) as method
3. Enters bank account details:
   • Account holder name
   • Country
   • Currency
   • Bank details (IBAN, account number, etc.)

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Required Information by Region

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Transfer Flow

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Currencies & Countries

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Popular Corridors

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Fees

• 0.5-1% for most corridors
• No hidden exchange rate markup
• Fee shown before transfer

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Multi-Currency

{
  "payout_settings": {
    "use_partner_currency": true,
    "default_currency": "USD"
  }
}

• Partners receive exact amounts
• No conversion on their end
• Better experience

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Testing

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Sandbox Environment

1. Sign up at sandbox.transferwise.tech
2. Generate sandbox API token
3. Configure Partnero with sandbox credentials
4. Test transfers (no real money moved)

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Troubleshooting

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Wise vs PayPal

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Next Steps